About Us
About David Cloe – Your Partner in Home Financing
My name is David Cloe, and I’m more than just a Mortgage Advisor—I’m your guide, advocate, and partner throughout the home financing journey. Serving clients across Washington, Idaho and Oregon, my goal is to simplify the mortgage process while delivering the best possible loan solutions tailored to your needs.
I understand that buying a home or refinancing is one of the biggest financial decisions you’ll ever make. That’s why I focus on creating a transparent, stress-free experience where you feel informed and confident at every stage. My commitment is to provide honest advice, competitive rates, and personalized solutions that align with your long-term goals.

Over the years, I’ve developed a deep understanding of loan programs such as VA Loans, FHA Loans, Jumbo Loans, and Refinancing Options. Each product comes with unique benefits and qualifications, and I take the time to explain every detail in plain language—so you can make empowered decisions.
For my veteran and active-duty military clients, VA loans are a powerful benefit, and I take great pride in helping them access the advantages they’ve earned through their service. Whether it’s a zero down payment or eliminating private mortgage insurance, I ensure you get the full benefit of your VA entitlement.
For first-time buyers and those with less-than-perfect credit, FHA loans offer a flexible path to homeownership. I work closely with you to understand your needs, prepare your application, and secure a loan that works for both your budget and your lifestyle.
For those seeking larger loan amounts, I offer jumbo mortgage solutions with competitive terms and expert guidance. Whether you’re upgrading to your dream home or investing in a luxury property, I ensure the process is seamless from application to closing.
Refinancing is another powerful tool I help my clients utilize—whether to lower monthly payments, shorten loan terms, or tap into home equity for future investments. I analyze your current mortgage and identify the smartest way forward to achieve your financial objectives.
What sets me apart is my commitment to personalized service. I believe no two borrowers are the same, so I listen carefully to your story, assess your goals, and create a financing plan designed just for you. My role is not just to find you a loan, but to make sure it’s the right loan.
At the end of the day, my mission is simple: to help you achieve your homeownership and financial dreams with clarity, confidence, and care. When you work with me, you’re not just getting a mortgage—you’re gaining a trusted partner who will guide you every step of the way.
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Guiding You Home with Expertise and Care
I’m David Cloe, your dedicated Mortgage Advisor serving Washington, Idaho and Oregon. My mission is to make your home financing journey simple, transparent, and tailored to your needs. Whether you’re a veteran using your VA benefits, a first-time buyer exploring FHA options, a homeowner in need of jumbo financing, or someone looking to refinance for better terms, I provide the guidance, resources, and personal attention you deserve. With clear communication and a commitment to your success, I’ll be by your side from our first conversation to the day you close on your loan.